Merchant Card Payments Rates & Fees – could you be paying too much?

Posted on 17th January 2024 by Streets What's trending?


Image to represent Merchant Card Payments Rates & Fees –  could you be paying too much?

When was the last time you reviewed your merchant payment service provider contract? Perhaps you haven’t.


  • Have your business needs changed over time and does your current merchant payments provider offer you the best rates, fees and up to date features?
  • Are you paying what you agreed or has this increased?
  • Is your contract still the right fit for your business?

Like a lot of businesses this might not be something that is at the top of your list and you may not have asked yourself these questions, but why not? 

We know just by a Google search how a review of your merchant facilities can be a minefield to compare like for like, considering that there are so many providers that offer so many varied contracts and payment gateways. Keeping up to date with technology can also make it hard for you to decide when might be the right time to review or change a contract, so it is understandable that many businesses often stay with their original provider, even when they are not always the best fit as things change over time.

Help is at hand. Our Banking & Finance team can carry out a complimentary whole of market merchant payments review for your business. The good news is that we are typically saving our clients between 20-60% per annum (depending on your business, this can run in to many thousands of pounds). We are also able to suggest changes giving clients the option to update their technology to save time and improve security when taking a payment, and in some businesses, streamline the way they re-order stock.

To take advantage of our quick and easy complimentary review, please contact our Banking & Finance team to see how much you could save. The team will explain what is required to do a review and they’ll usually come back to you within 48 working hours, showing which areas they can assist you in, what level of savings there are to be made, or to reassuringly confirm that you are already on a good contract that fits your business requirements with your current provider.

For further information please contact Martyn Shakespear, Head of Banking & Finance at mshakespear@streetsfc.com or Tina Hayes, Associate Director, Banking & Finance at thayes@streetsfc.com.


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The content produced and presented by Streets is for general guidance and informational purposes only. It should not be construed as legal, tax, investment, financial or other advice. Furthermore, it should not be considered a recommendation or an offer to sell, or a solicitation of any offer to buy any securities or other form of financial asset. The information provided by Streets is of a general nature and is not specific for any individual or entity. Appropriate and tailored advice or independent research should be obtained before making any such decisions. Streets does not accept any liability for any loss or damage which is incurred from you acting or not acting as a result of obtaining Streets' visual or audible content.

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