Applying for National Insurance number

Posted on 2nd January 2023 by Streets National Insurance


Image to represent Applying for National Insurance number

If you do not already have a National Insurance number you will normally need to apply for one if you are planning to work in the UK, claim benefits, apply for a student loan or pay Class 3 voluntary National Insurance contributions. It can take up to 4 weeks for a National Insurance number to be issued after you have proved your identity.

HMRC’s guidance states that you can apply for a National Insurance number if you:

  • live in the UK;
  • have the right to work in the UK; and
  • are working, looking for work or have an offer to start work.

However, you can start work without a National Insurance number if you can prove you can work in the UK. You can also apply for benefits or a student loan without a National Insurance number. If a National Insurance number is required, you will be notified at the time.

Most teenagers in the UK are automatically sent a letter just before their 16th birthday detailing their National Insurance number. These letters should be kept in a safe place. It should be noted that a National Insurance number remains the same for life, even if your personal details change.


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Information

The content used by Streets has been obtained from or is based on sources that we believe to be accurate and reliable. Although reasonable care has been taken in gathering the necessary information, we cannot guarantee the accuracy or completeness of any information we publish and we accept no liability for any errors or omissions in material. You should always seek specific advice prior to making any investment, legal or tax decisions.


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