Paying tax by credit or debit card

Posted on 25th April 2023 by Streets - General

HMRC has not accepted personal credit card payments since January 2018 when credit card surcharges on personal credit cards were banned.

However, HMRC continues to accept payments by corporate credit cards, corporate debit cards and personal debit cards. The use of corporate credit and debit cards is subject to a fee. Payment by personal debit cards is currently fee-free.

There is also no charge for payment by Direct Debit, bank transfer or cheque.

You can pay HMRC online using a suitable credit/debit card for:

Self-Assessment
Employers’ PAYE and National Insurance
VAT
Corporation Tax
Stamp Duty Land Tax
Income Tax (because you previously under-paid)
Imported goods you’ve declared on the Customs Declaration Service
Miscellaneous payments (if your payment reference begins with ‘X’)

When making a payment for Self-Assessment, you should use your 11-character payment reference. This is your 10-digit Unique Taxpayer Reference (UTR) followed by the letter ‘K’.

HMRC will accept your online debit or credit card payment on the date you make it, and this includes payments made on bank holidays and weekends.

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