Government to guarantee Trade Credit Insurance support

Posted on 20th May 2020 by Streets


Image to represent Government to guarantee Trade Credit Insurance support

The Government has announced that it will temporarily guarantee business to business transactions currently supported by Trade Credit Insurance.


Trade Credit Insurance provides cover to hundreds of thousands of business to business transactions, particularly in non-service sectors, such as manufacturing and construction. It insures suppliers selling goods against the business they are selling to defaulting on payment, giving businesses the confidence to trade with one another.

However, due to the coronavirus outbreak, with businesses finding it difficult to pay bills, many businesses seeking to benefit from this cover have seen credit insurance withdrawn or premiums increase to unaffordable levels. To prevent this from happening, the Government has said that it will temporarily guarantee business to business transactions currently supported by Trade Credit Insurance.

The guarantee will be delivered through a temporary reinsurance agreement with insurers currently operating in the market.

The government will work with businesses and the industry on the full details of the scheme to ensure businesses are supported and risk is appropriately shared between the government and insurers.

The guarantees will cover trading by domestic firms and exporting firms and the intent is for agreements to be in place with insurers by the end of this month.

Further information on this announcement can be found at:

https://www.gov.uk/government/news/government-to-support-businesses-through-trade-credit-insurance-guarantee


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